Terms of Use | Hourly → Salary Pro

Use of the site

Our tools are provided for educational purposes only and do not constitute financial, tax, or legal advice. By using this site you agree to use the information at your own discretion and risk.

No warranties

We strive for accuracy but cannot guarantee that all estimates apply to your specific situation. Tax laws change and individual variables (benefits, deductions) vary.

Limitations of liability

Hourly → Salary Pro, its owners and contributors are not liable for any decisions, actions, or outcomes resulting from the use of these tools or content.

Intellectual property

All content and code on this site is the property of Hourly → Salary Pro. You may not reproduce, republish, or redistribute our materials without permission.

Changes to terms

We may update these terms from time to time to reflect changes in the law or updates to our services. Your continued use of the site constitutes acceptance of the revised terms.

Plain‑Language Summary of the Most Important Terms

The full Terms of Use contain the legal details. This summary highlights the parts most visitors care about.

Educational tool only. The calculator and blog posts are for general information, not personalized financial or legal advice.
No guarantees. Real paychecks can differ from estimates, especially when overtime, bonuses, or benefits change.
Your decisions, your responsibility. You remain responsible for any career, budgeting, or tax choices you make.
Content may change. As rules and best practices evolve, we may update examples, assumptions, or explanations.

Think of this site as a guide and a calculator, not as a promise or a contract.

Examples of Using the Site Within the Terms

Concrete examples often make legal language easier to understand.

Allowed: Using the calculator to prepare for a conversation with your manager about a raise or promotion.
Allowed: Sharing approximate results with a partner or friend to plan your budget together.
Not allowed: Repackaging the tool as your own product or service without permission.
Not allowed: Presenting calculator output as a guaranteed forecast or professional financial advice.

In short, you are welcome to use this site to think more clearly about your work, but not to misrepresent what it provides.

Respectful Use of Content and Tools

Beyond the legal agreements, there is a basic expectation of fairness.

Link to the site rather than copying large chunks of content into your own pages.
Give credit if you use concepts or explanations from the blog in your own writing.
Do not automate heavy scraping or repeated requests that could interfere with normal visitors.
Do not represent yourself as an official part of this project when sharing or teaching others.

Healthy ecosystems depend on people using shared resources with care.

Using the Site Inside Organizations

Managers, educators, and career coaches sometimes introduce this tool to others.

Share links instead of copying content into internal documents.
Explain that the tool is for estimates, not official payroll calculations.
Encourage people to verify key assumptions with HR or financial professionals.
Do not require anyone to share their exact personal results if they are not comfortable.

This tool can support group learning while still respecting individual privacy and autonomy.

Personal Use Guidelines in Plain Language

Using the site personally is straightforward when you keep a few ideas in mind.

You are welcome to run as many scenarios as you like for your own planning.
You can take notes, screenshots, or exports for private use or discussions.
You stay responsible for your own decisions, even when they are informed by these tools.
If you are unsure how a rule applies, err on the side of caution or reach out for clarification.

The intent is to empower you, not restrict reasonable personal planning.

Questions to Ask Yourself Before Relying on Any Tool

These prompts apply not just here, but to any online calculator or guide.

“Do I understand what this tool is estimating and what it is not?”
“Do I know which inputs matter most and how accurate mine are?”
“Am I treating this as one source of insight rather than the only authority?”
“Do I have a plan to double-check important decisions with a trusted professional if needed?”

Tools serve you best when you keep your judgment at the center.

Using the Site as a Learning Tool

Beyond single decisions, you can treat this site as a way to build long-term money skills.

Experiment with “what if” scenarios to understand how hours, rates, and benefits interact.
Pair articles with calculator runs so ideas become concrete, not abstract.
Teach someone else what you have learned; explaining concepts often deepens your own understanding.
Return periodically to update your assumptions as your life and the world change.

Healthy money skills are built slowly, with repetition and reflection.

Sharing the Site With Others

If you find this tool helpful, you might want to share it—there are respectful ways to do that.

Send direct links to pages instead of copying large sections of text elsewhere.
Describe how you used the tool in your own words when recommending it.
Avoid presenting estimates as official or guaranteed outcomes.
Encourage others to adapt the examples to their own situations.

Sharing resources can be generous when it is done transparently and with context.

You Are Always the Decision‑Maker

Tools can inform you, but they do not get to decide for you.

Treat every result as input to your thinking, not a command.
Factor in relationships, health, values, and opportunities that no calculator can fully measure.
Give yourself time to sit with big decisions before acting.
Ask, “Does this choice support the life I am trying to build?”

You bring context that no automated tool can see.

Make Decisions From as Calm a Place as Possible

Rushed or highly stressed states can make any numbers feel distorted.

Give yourself permission to step away and return when you are less overwhelmed.
Use the calculator to structure your thinking, then pause before acting.
Talk decisions over with someone you trust if that helps you slow down.
Remember that changing plans later is often allowed and sometimes wise.

A calm mind tends to see both risks and possibilities more clearly.

Treat Some Changes as Experiments

Not every decision has to be permanent to be worthwhile.

Frame certain choices as trials with clear review dates.
Use the calculator before and after to see how the change plays out.
Adjust course if reality does not match your hopes or needs.
Allow yourself to learn from each experiment instead of labeling it a success or failure.

An experimental mindset can reduce pressure and increase learning.

Expect a Learning Curve

Understanding hourly, salary, and benefits structures takes practice.

New terms and concepts may feel confusing the first few times you encounter them.
Re-reading explanations or re-running scenarios is a normal part of the process.
What feels overwhelming in year one can feel familiar in year three.
Give yourself permission to learn at your own pace.

You are allowed to be a beginner and still make thoughtful decisions.

This Tool Is Not a Contract

The numbers you see here are for exploration, not enforcement.

No employer, agency, or institution is bound by estimates you calculate.
Your actual pay, hours, and benefits depend on real agreements you sign.
Use the outputs to ask clearer questions before you agree to anything.
Keep copies of official documents—they, not this site, define your obligations and rights.

Treat this space as a practice ground rather than a final record.

Staying Thoughtful and Self-Reliant

This site encourages you to be an active participant in your planning.

Question any result that does not feel right, and double-check your inputs.
Compare outputs with at least one other calculator or method when stakes are high.
Keep learning about pay, benefits, and taxes from a variety of credible sources.
Remember that you are ultimately responsible for the decisions you make.

Tools can support your judgment, but they cannot replace it.

Context Matters As Much As Calculations

Two people with identical numbers can still need different choices.

Support systems, obligations, and risk tolerance all shape what is wise for you.
Health, caregiving, geography, and identity can change what feels safe or possible.
Your history with work and money may affect how different options land emotionally.
This site gives structure, but it cannot know the full story of your life.

Use these tools in conversation with your own lived reality.